Attention homeowners in Indianapolis and Marion County: Get an Appraisal today!![]() See the top seven reasons IN homeowners use Branch Appraisal Services, Inc:
Need help deciding the price of your house in or near Indianapolis, IN?
We at Branch Appraisal Services, Inc understand the special needs of a consumer looking for appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. But as a consumer,you can expect extra guidance and explanations through the appraisal process to better understand what we do and how we document the results of our analysis. For Sale By Owner (FSBO)/Pre-Listing ServicesIt's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have an interested buyer. The appraisal is something concrete to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an experienced appraiser's value conclusion than yours. Appraisals to remove PMIGetting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Branch Appraisal Services, Inc, we're experienced in helping folks just like you delete unneeded and unwanted PMI insurance. Challenge a property tax assessmentLets say your house is not appreciating as much as other homes nearby -- your local tax assessor may have your home overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. Getting an expert appraisal from Branch Appraisal Services, Inc is your #1 weapon when challenging your property tax assessment. HELOC recently frozen?Your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) if your home is close to a declining area -- even if your specific property has not declined in value. This can this be disadvantageous from a cash flow viewpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Branch Appraisal Services, Inc can help you reinstate your HELOC. Do You Need Field and Desktop Appraisal Review Services?Have you just accepted a copy of your appraisal and you would wish to have a seasoned professional double-check it for efficiency or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Branch Appraisal Services, Inc can go out and check the subject and comparables in question in a field review. Or, if you're in a hurry, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files. Do you need a retrospective review of an appraisal report? Branch Appraisal Services, Inc can help with that too. Even though this is usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house. |