Appraisal services for Indianapolis and Marion County homeowners

See the top seven reasons why IN homeowners call on Branch Appraisal Services, Inc:

  1. Find the right listing price (whether you're using an agent or selling the home on your own)
  2. To challenge a IN property tax assessment
  3. To lower your monthly mortgage payment by removing PMI
  4. Reinstate your Home Equity Line of Credit (or HELOC)
  5. To review another appraiser's report for verification
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in IN by determining the true market value of real estate in question

Need help deciding the price of your home in or near Indianapolis, IN?
Contact Branch Appraisal Services, Inc.

At Branch Appraisal Services, Inc, we understand the special needs of a homeowner in need of appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our conclusions.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own home because of your emotional attachment to it. Professional appraisers, like the ones at Branch Appraisal Services, Inc, will be objective. We will tell you what you need to know, not just what you want to hear. A professional appraisal is very crucial as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your home will attract many interested buyers. It gives you something concrete to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just how much your home is worth. Interested buyers know that you have an emotional attachment to your house and will be far more likely to give credibility to an experienced appraiser's value conclusion than yours.

Need to remove PMI?

A fashionable way to save money for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is less than 80% of the value of your property, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are experts in helping people just like you dismiss unnecessary PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other houses nearby -- your local tax assessor may have your home overvalued. That only means you're paying more taxes than you should. The quicker you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Branch Appraisal Services, Inc is your chief weapon.

Was your HELOC recently frozen?

Your lender just may decide to automatically freeze your home equity line of credit (HELOC) if your property is in a declining area -- even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow angle, but it can be harmful to your credit score since it may appear as though that credit line is maxed out. Branch Appraisal Services, Inc can provide you with an expert appraisal to help you reinstate your HELOC.

Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you'd wish to have a veteran appraiser double-check it for efficiency or do you need a second opinion without the expense and delay of waiting for a whole new appraisal? We can go out and check the subject and comparables in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. While typically requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your property.