Appraisal services for Indianapolis and Marion County homeowners
Check out the top seven reasons why IN homeowners order from Branch Appraisal Services, Inc:
Own a home in or near Indianapolis, IN and need help determining the price of it?
At Branch Appraisal Services, Inc, we understand the individual needs of a homeowner in need of appraisal services. Our business practices and reporting formats are familiar to our business clients like banks, attorneys, and CPAs. But as a general consumer,you'll receive extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our conclusions. Pre-listing Services/For Sale By OwnerIt's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Branch Appraisal Services, Inc, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract buyers, a professional appraisal is very important as a negotiating tool once you have a likely buyer. It's something concrete to show your buyer. The appraisal is an independent third party's opinion of your property's value, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to an accomplished appraiser's value estimation than yours. Need to cancel PMI?Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI eliminated from your loan. At Branch Appraisal Services, Inc, we're experienced in helping consumers just like you get rid of unneeded and unwanted PMI insurance. Challenging property tax assessmentsIf you live in a region that is going down or is not appreciating as much as other homes close by, your local tax assessor may have your house overvalued. This means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. Getting an appraisal from Branch Appraisal Services, Inc is your number one weapon when contesting your property tax assessment. Recently got a freeze your HELOC?Even if your specific property has not declined in value, your lender just might decide to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. This can be be negative on your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow viewpoint. An appraisal from Branch Appraisal Services, Inc can help you reinstate your HELOC. We Also Offer Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would wish to have a seasoned appraiser double-check it for accuracy or do you desire a second opinion without the expense and delay of waiting for a whole new appraisal? Branch Appraisal Services, Inc offers field reviews where we go out and check the subject and comparables in question. If you're in a rush, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files. We can also provide you with a a retrospective review of any appraisal you may have had done before. While typically requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house. |